You are here

Journal of Alternative Finance

Journal of Alternative Finance

Published in Association with University of Agder

eISSN: 27533743 | ISSN: 27533743 | Current volume: 1 | Current issue: 2 Frequency: 3 Times/Year
Journal of Alternative Finance is a double anonymised hybrid journal that addresses the technological evolution of the financial sector and its multi-faceted impacts on societies, economies, and the environment. Articles cover a wide range of topics including but not limited to microfinance, cryptocurrencies, crowdfunding, peer to peer lending and FinTech.

The journal is an interdisciplinary journal. It seeks to bring researchers from a variety of fields including but not limited to management, business, economics, finance, entrepreneurship, strategy, marketing, e-commerce, information systems, industrial relations, sociology, and psychology, thereby enabling cross-disciplinary dialogue between researchers interested in alternative finance from different perspectives and approaches. The journal has links to the Crowdfunding Research Center at the University of Agder School of Business and Law: https://www.crowdfunding-research.org/

Journal of Alternative Finance welcomes papers for an upcoming special issue entitled Cultural and Creative Crowdfunding. Learn more here

The Journal of Alternative Finance serves as an outlet for research dedicated to understanding financial models, processes, and instruments emerging outside traditional banking and capital markets, as well as their stakeholder behaviours, market evolution dynamics, and their implications for society, economy, and the environment.

Journal of Alternative Finance welcomes papers for an upcoming special issue entitled Cultural and Creative Crowdfunding. Learn more here

Editor in Chief
Rotem Shneor University of Agder, Norway
Associate Editor
Ulrich Bretschneider University of Kassel, Germany
Anna Lukkarinen Stanford University, USA
Neema Mori University of Dar-es-Salaam, Tanzania
Ziaul Munim University of South-Eastern Norway, Norway
Sunghan Ryu Shanghai Jiao Tong University, China
Editorial Board
Joanna Adamska-Mieruszewska University of Gdansk, Poland
Hasnan Baber Abu Dhabi School of Management, UAE
Adele Berndt Jönköping International Business School, Sweden
Kalanit Efrat University of Agder, Norway
Ramy Elitzur University of Toronto, Canada
Israel Felipe Federal University of Rio Grande do Norte, Brazil
Anna Fornalska IMC University of Applied Sciences Krems, Austria
Xiang Gao Shanghai Business School, China
Shaked Gilboa Ruppin Academic Centre, Israel
Xiaohong Huang University of Twente, Netherlands
María José Quero University of Malaga, Spain
Thomas Lambert Erasmus University, Netherlands
Chen Liu Trinity Western University, Canada
Natalia Maehle Western Norway University of Applied Sciences, Norway
Wesley Mendes da Silva Sao Paulo School of Business Administration, Brazil
Simona Mihai Yiannaki European University of Cyprus, Cyprus
Urszula Mrzyglod University of Gdansk, Poland
Thang Nguyen Coventry University, UK
Samuel Nyarko Montpellier Business School, France
Friedemann Polzin University of Utrecht, Netherlands
Kristian Roed Nielsen Copenhagen Business School, Denmark
Ramona Rupeika-Apoga University of Latvia, Latvia
Amila Sirisena Ruhuna University, Sri Lanka
Brock Smith University of Victoria, Canada
Claudia Smith Duke University
Siri Terjesen Florida Atlantic University, USA
Bryan Zhang University of Cambridge, UK
Liang Zhao University of Leicester, UK

Manuscript Submission Guidelines: Journal of Alternative Finance

This Journal recommends that authors follow the Recommendations for the Conduct, Reporting, Editing, and Publication of Scholarly Work in Medical Journals formulated by the International Committee of Medical Journal Editors (ICMJE).

Please read the guidelines below then visit the Journal’s submission site http://mc.manuscriptcentral.com/alf to upload your manuscript. Please note that manuscripts not conforming to these guidelines may be returned. Remember you can log in to the submission site at any time to check on the progress of your paper through the peer review process.

Sage Publishing disseminates high-quality research and engaged scholarship globally, and we are committed to diversity and inclusion in publishing. We encourage submissions from a diverse range of authors from across all countries and backgrounds.

Only manuscripts of sufficient quality that meet the aims and scope of Journal of Alternative Finance will be reviewed.

There are no fees payable to submit or publish in this Journal. Open Access options are available - see section 3.3 below.

As part of the submission process you will be required to warrant that you are submitting your original work, that you have the rights in the work, and that you have obtained and can supply all necessary permissions for the reproduction of any copyright works not owned by you, that you are submitting the work for first publication in the Journal and that it is not being considered for publication elsewhere and has not already been published elsewhere. Please see our guidelines on prior publication and note that Journal of Alternative Finance will consider submissions of papers that have been posted on preprint servers; please alert the Editorial Office when submitting (contact details are at the end of these guidelines) and include the DOI for the preprint in the designated field in the manuscript submission system. Authors should not post an updated version of their paper on the preprint server while it is being peer reviewed for possible publication in the Journal. If the article is accepted for publication, the author may re-use their work according to the Journal's author archiving policy.

If your paper is accepted, you must include a link on your preprint to the final version of your paper.

If you have any questions about publishing with Sage, please visit the Sage Journal Solutions Portal.

  1. What do we publish?
    1.1 Aims & Scope
    1.2 Article types
    1.3 Writing your paper
  2. Editorial policies
    2.1 Peer review policy
    2.2 Authorship
    2.3 Acknowledgements
    2.4 Funding
    2.5 Declaration of conflicting interests
    2.6 Research data
  3. Publishing policies
    3.1 Publication ethics
    3.2 Contributor’s publishing agreement
    3.3 Open access and author archiving
  4. Preparing your manuscript
    4.1 Formatting
    4.2 Artwork, figures and other graphics
    4.3 Identifiable information
    4.4 Supplemental material
    4.5 Reference style
    4.6 English language editing services
  5. Submitting your manuscript
    5.1 ORCID
    5.2 Information required for completing your submission
    5.3 Permissions
  6. On acceptance and publication
    6.1 Sage Production
    6.2 Online First publication
    6.3 Access to your published article
    6.4 Promoting your article
  7. Further information
    7.1 Appealing the publication decision

1. What do we publish?

1.1 Aims & Scope

Before submitting your manuscript to Journal of Alternative Finance, please ensure you have read the Aims & Scope:

The Journal of Alternative Finance serves as an outlet for research dedicated to understanding financial models, processes, and instruments emerging outside traditional banking and capital markets, as well as their stakeholder behaviours, market evolution dynamics, and their implications for society, economy, and the environment.

1.2 Article types

The Journal of Alternative Finance accepts the following article types:

  • Original research articles of 6,000-10,000 words, not including references
  • Opinion pieces of 2,000-3,000 words, including abstracts and references

Submissions should be accompanied by abstracts (200-250 words), which are not included in your word count.

1.3 Writing your paper

The Sage Author Gateway has some general advice and on how to get published, plus links to further resources. Sage Author Services also offers authors a variety of ways to improve and enhance their article including English language editing, plagiarism detection, and video abstract and infographic preparation.

1.3.1 Make your article discoverable

For information and guidance on how to make your article more discoverable, visit our Gateway page on How to Help Readers Find Your Article Online.

Back to top

2. Editorial policies

2.1 Peer review policy

Sage does not permit the use of author-suggested (recommended) reviewers at any stage of the submission process, be that through the web-based submission system or other communication.

Reviewers should be experts in their fields and should be able to provide an objective assessment of the manuscript. Our policy is that reviewers should not be assigned to a paper if:

  • The reviewer is based at the same institution as any of the co-authors.
  • The reviewer is based at the funding body of the paper.
  • The author has recommended the reviewer.
  • The reviewer has provided a personal (e.g. Gmail/Yahoo/Hotmail) email account and an institutional email account cannot be found after performing a basic Google search (name, department and institution).

The journal’s policy is to have manuscripts reviewed by two expert reviewers. Journal of Alternative Finance utilizes a double-anonymized peer review process in which the reviewer and authors’ names and information are withheld from the other. All manuscripts are reviewed as rapidly as possible, while maintaining rigor. Reviewers make comments to the author and recommendations to the Editor who then makes the final decision. 

The Editor or members of the Editorial Board may occasionally submit their own manuscripts for possible publication in the Journal. In these cases, the peer review process will be managed by alternative members of the Board and the submitting Editor/Board member will have no involvement in the decision-making process.

2.2 Authorship

All parties who have made a substantive contribution to the article should be listed as authors. Principal authorship, authorship order, and other publication credits should be based on the relative scientific or professional contributions of the individuals involved, regardless of their status. A student is usually listed as principal author on any multiple-authored publication that substantially derives from the student’s dissertation or thesis.

Please note that AI chatbots, for example ChatGPT, should not be listed as authors. For more information see the policy on Use of ChatGPT and generative AI tools.

2.3 Acknowledgements

All contributors who do not meet the criteria for authorship should be listed in an Acknowledgements section. Examples of those who might be acknowledged include a person who provided purely technical help, or a department chair who provided only general support.

Please supply any personal acknowledgements separately to the main text to facilitate anonymous peer review.

Per ICMJE recommendations, it is best practice to obtain consent from non-author contributors who you are acknowledging in your paper.

2.3.1 Third party submissions

Where an individual who is not listed as an author submits a manuscript on behalf of the author(s), a statement must be included in the Acknowledgements section of the manuscript and in the accompanying cover letter. The statements must:

  • Disclose this type of editorial assistance – including the individual’s name, company and level of input
  • Identify any entities that paid for this assistance
  • Confirm that the listed authors have authorized the submission of their manuscript via third party and approved any statements or declarations, e.g. conflicting interests, funding, etc.

Where appropriate, Sage reserves the right to deny consideration to manuscripts submitted by a third party rather than by the authors themselves.

2.3.2 Writing assistance

Individuals who provided writing assistance, e.g. from a specialist communications company, do not qualify as authors and so should be included in the Acknowledgements section. Authors must disclose any writing assistance – including the individual’s name, company and level of input – and identify the entity that paid for this assistance. It is not necessary to disclose use of language polishing services.

2.4 Funding

Journal of Alternative Finance requires all authors to acknowledge their funding in a consistent fashion under a separate heading.  Please visit the Funding Acknowledgements page on the Sage Journal Author Gateway to confirm the format of the acknowledgment text in the event of funding, or state that: This research received no specific grant from any funding agency in the public, commercial, or not-for-profit sectors.

2.5 Declaration of conflicting interests

Journal of Alternative Finance encourages authors to include a declaration of any conflicting interests and recommends you review the good practice guidelines on the Sage Journal Author Gateway.

2.6 Research data

The Journal is committed to facilitating openness, transparency and reproducibility of research, and has the following research data sharing policy. For more information, including FAQs please visit the Sage Research Data policy pages.

As a condition of publication, authors are required to:

  • Share your research data in a relevant public data repository
  • Include a data availability statement. This should:
    • Indicate if data is available and shared
    • In certain cases, indicate if research data is available but not shared, and why. If you cannot share your data and this is a requirement of publication, consult the journal editorial office.
    • Indicate if there is an absence of data
  • Cite data in your research

Peer reviewers may be asked to peer review the research data prior to publication.

  • Peer reviewers may be asked to assess compliance with the research data policy
  • Peer reviewers may be asked to assess research data files

If you need to anonymize your research data for peer review, please refer to our Research Data Sharing FAQs for guidance.

Back to top

3. Publishing policies

3.1 Publication ethics

Sage is committed to upholding the integrity of the academic record. We encourage authors to refer to the Committee on Publication Ethics’ International Standards for Authors and view the Publication Ethics page on the Sage Author Gateway.

3.1.1 Plagiarism

Journal of Alternative Finance and Sage take issues of copyright infringement, plagiarism or other breaches of best practice in publication very seriously. We seek to protect the rights of our authors and we always investigate claims of plagiarism or misuse of published articles. Equally, we seek to protect the reputation of the Journal against malpractice. Submitted articles may be checked with duplication-checking software. Where an article, for example, is found to have plagiarized other work or included third-party copyright material without permission or with insufficient acknowledgement, or where the authorship of the article is contested, we reserve the right to take action including, but not limited to: publishing an erratum or corrigendum (correction); retracting the article; taking up the matter with the head of department or dean of the author's institution and/or relevant academic bodies or societies; or taking appropriate legal action.

3.1.2 Prior publication

If material has been previously published it is not generally acceptable for publication in a Sage journal. However, there are certain circumstances where previously published material can be considered for publication. Please refer to the guidance on the Sage Author Gateway or if in doubt, contact the Editor at the address given below.

3.2 Contributor’s publishing agreement

Before publication, Sage requires the author as the rights holder to sign a Journal Contributor’s Publishing Agreement. Sage’s Journal Contributor’s Publishing Agreement is an exclusive licence agreement which means that the author retains copyright in the work but grants Sage the sole and exclusive right and licence to publish for the full legal term of copyright. Exceptions may exist where an assignment of copyright is required or preferred by a proprietor other than Sage. In this case copyright in the work will be assigned from the author to the society. For more information, please visit the Sage Author Gateway.

3.3 Open access and author archiving

Journal of Alternative Finance offers optional open access publishing via the Sage Choice programme and Open Access agreements, where authors can publish open access either discounted or free of charge depending on the agreement with Sage. Find out if your institution is participating by visiting Open Access Agreements at Sage. For more information on Open Access publishing options at Sage please visit Sage Open Access. For information on funding body compliance, and depositing your article in repositories, please visit Sage’s Author Archiving and Re-Use Guidelines and Publishing Policies.

Back to top

4. Preparing your manuscript

4.1 Formatting

The preferred format for your manuscript is Word. LaTeX files are also accepted. A LaTex template is available on the Manuscript Submission Guidelines page of our Author Gateway.

4.2 Artwork, figures and other graphics

For guidance on the preparation of illustrations, pictures and graphs in electronic format, please visit Sage’s Manuscript Submission Guidelines.

4.3 Identifiable information

Where a journal uses double-anonymised peer review, authors are required to submit:

  1. A version of the manuscript which has had any information that compromises the anonymity of the author(s) removed or anonymized. This version will be sent to the peer reviewers.
  2. A separate title page which includes any removed or anonymised material. This will not be sent to the peer reviewers.

See https://us.sagepub.com/en-us/nam/Manuscript-preparation-for-double-anonymized-journal for detailed guidance on making an anonymous submission.

4.4 Supplemental material

This Journal is able to host additional materials online (e.g. datasets, podcasts, videos, images etc.) alongside the full-text of the article. For more information please refer to our guidelines on submitting supplemental files.

4.5 Reference style

Journal of Alternative Finance adheres to the APA reference style. View the APA guidelines to ensure your manuscript conforms to this reference style.

4.6 English language editing services

Authors seeking assistance with English language editing, translation, or figure and manuscript formatting to fit the Journal’s specifications should consider using Sage Language Services. Visit Sage Language Services on our Journal Author Gateway for further information.

Back to top

5. Submitting your manuscript

Journal of Alternative Finance is hosted on Sage Track, a web based online submission and peer review system powered by ScholarOne™ Manuscripts. Visit http://mc.manuscriptcentral.com/alf to login and submit your article online.

IMPORTANT: Please check whether you already have an account in the system before trying to create a new one. If you have reviewed or authored for the Journal in the past year it is likely that you will have had an account created.  For further guidance on submitting your manuscript online please visit ScholarOne Online Help.

5.1 ORCID

As part of our commitment to ensuring an ethical, transparent and fair peer review process Sage is a supporting member of ORCID, the Open Researcher and Contributor ID. ORCID provides a unique and persistent digital identifier that distinguishes researchers from every other researcher, even those who share the same name, and, through integration in key research workflows such as manuscript and grant submission, supports automated linkages between researchers and their professional activities, ensuring that their work is recognized.

The collection of ORCID IDs from corresponding authors is now part of the submission process of this Journal. If you already have an ORCID ID you will be asked to associate that to your submission during the online submission process. We also strongly encourage all co-authors to link their ORCID ID to their accounts in our online peer review platforms. It takes seconds to do: click the link when prompted, sign into your ORCID account and our systems are automatically updated. Your ORCID ID will become part of your accepted publication’s metadata, making your work attributable to you and only you. Your ORCID ID is published with your article so that fellow researchers reading your work can link to your ORCID profile and from there link to your other publications.

If you do not already have an ORCID ID please follow this link to create one or visit our ORCID homepage to learn more.

5.2 Information required for completing your submission

You will be asked to provide contact details and academic affiliations for all co-authors via the submission system and identify who is to be the corresponding author. These details must match what appears on your manuscript. The affiliation listed in the manuscript should be the institution where the research was conducted. If an author has moved to a new institution since completing the research, the new affiliation can be included in a manuscript note at the end of the paper. At this stage please ensure you have included all the required statements and declarations and uploaded any additional supplementary files (including reporting guidelines where relevant).

5.3 Permissions

Please also ensure that you have obtained any necessary permission from copyright holders for reproducing any illustrations, tables, figures or lengthy quotations previously published elsewhere. For further information including guidance on fair dealing for criticism and review, please see the Copyright and Permissions page on the Sage Author Gateway.

Back to top

6. On acceptance and publication

6.1 Sage Production

Your Sage Production Editor will keep you informed as to your article’s progress throughout the production process. Proofs will be made available to the corresponding author via our editing portal Sage Edit or by email, and corrections should be made directly or notified to us promptly. Authors are reminded to check their proofs carefully to confirm that all author information, including names, affiliations, sequence and contact details are correct, and that Funding and Conflict of Interest statements, if any, are accurate. 

6.2 Online First publication

Online First allows final articles (completed and approved articles awaiting assignment to a future issue) to be published online prior to their inclusion in a journal issue, which significantly reduces the lead time between submission and publication. Visit the Sage Journals help page for more details, including how to cite Online First articles.

6.3 Access to your published article

Sage provides authors with online access to their final article.

6.4 Promoting your article

Publication is not the end of the process! You can help disseminate your paper and ensure it is as widely read and cited as possible. The Sage Author Gateway has numerous resources to help you promote your work. Visit the Promote Your Article page on the Gateway for tips and advice.

Back to top

7. Further information

Any correspondence, queries or additional requests for information on the manuscript submission process should be sent to the Journal of Alternative Finance editorial office as follows:

Rotem Shneor, University of Agder, Norway

Email: rotem.shneor@uia.no

7.1 Appealing the publication decision

Editors have very broad discretion in determining whether an article is an appropriate fit for their journal. Many manuscripts are declined with a very general statement of the rejection decision. These decisions are not eligible for formal appeal unless the author believes the decision to reject the manuscript was based on an error in the review of the article, in which case the author may appeal the decision by providing the Editor with a detailed written description of the error they believe occurred.

If an author believes the decision regarding their manuscript was affected by a publication ethics breach, the author may contact the publisher with a detailed written description of their concern, and information supporting the concern, at publication_ethics@sagepub.com

Back to top

Institutional Subscription, E-access